Friday, August 20, 2010

If a Neighbors Tree Falls on my Property


Q. Hey Insurance Professor my neighbors tree fell on my property during a storm and my neighbor says it's up to my insurance company to repair my fence. What can i do?
thanks
Leilani
Danville, Va

A. Thanks for the question Leilani but your neighbor is right.Insurance companies consider the tree falling an act of God and not your neighbors fault, However if the tree was dead and rotted and your neighbor refused to remove the tree then it could be considered his fault and his homeowners insurance would then consider your claim. hope this helps.
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Eddie Cochran
Independent Property and Casualty insurance agent since 1985. Eddie sells Life,Health,Auto,Home,and Business insurance. Also started Virginia's only Freshwater Prawn nursery in 2006
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