Wednesday, September 1, 2010
My Air Conditioner just broke is that Covered under my Homeowners Insurance
Q. Hey Insurance Professor .
My central air conditioning just quit working and needs to be replaced will my Homeowners insurance cover replacing my air conditioning.
A.Some companies now offer Equipment Breakdown on Homeowners policies. This will cover you for any kind of mechanical breakdown. Coverage would apply to your central air conditioning, heating, washers, TVs,etc. Claims are still subject to your policy deductible and there is an additional premium for this coverage.
My central air conditioning just quit working and needs to be replaced will my Homeowners insurance cover replacing my air conditioning.
A.Some companies now offer Equipment Breakdown on Homeowners policies. This will cover you for any kind of mechanical breakdown. Coverage would apply to your central air conditioning, heating, washers, TVs,etc. Claims are still subject to your policy deductible and there is an additional premium for this coverage.
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About Me
- Eddie Cochran
- Independent Property and Casualty insurance agent since 1985. Eddie sells Life,Health,Auto,Home,and Business insurance. Also started Virginia's only Freshwater Prawn nursery in 2006
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